Should You Talk to an Insurance Company After an Injury?

Head on car/truck collision

The answer is no

Many times when you are involved in a multi-car automobile accident, the other party’s insurance company will contact you in order to ask for your statement or medical records to help “settle your claim”.  Is it wise to talk to their insurance adjuster about your case?  If you have already hired a Riverside personal injury attorney, you should direct any questions about your case to your attorney.  Your personal injury lawyer will know how to handle their questions and tell you just what you should say to them (which is very often nothing at all).

Even if you haven’t already hired a lawyer to handle your personal injury claims, you don’t have to talk to any insurance adjuster who calls you.  Your only obligation is to report to your own insurance company that an accident has occurred and that there is damage to your car and/or injuries to you and your passengers.  You don’t have to discuss whose fault it was, or exactly what happened.  They will be able to start working on your claim with just the basic facts, and a copy of any police report that was created at the scene of the accident.  Telling the insurance company anything else can be used against you, especially if you are still in a state of shock and confusion following the crash.  It is always best to wait until you are calm and collected to talk to anyone from an insurance company.  And in many cases, it is best to speak with a personal injury attorney before you talk to the insurance company if you have suffered any injuries from the accident that will require medical treatment.

Remember, anything you tell an insurance company can be twisted and used by them to try to deny your claim.  Insurance adjusters are not working for you, they are working to save the company money.  If you have any doubts about whether your claim might be paid, check with an accident attorney first.  You might just save yourself a lot of time and money!

Legal Issues in the Tech Industry

The tech industry faces many unique legal challenges these days. New laws regarding the internet and intellectual property are being passed at an alarming rate, and it is difficult to keep track of all the changes. Here is a summary of recent laws and legal cases that affect many tech companies:

  • Patent law – an increasing number of frivolous patents are being awarded for obvious “innovations” in the tech industry. In particular, many software patents cover things as simple and obvious as making a clickable link on a website, making a purchase on an online store, or making an in-app purchase via a smartphone. Several companies have been started solely to hold these patents and sue legitimate businesses that use the patented features. But it’s not just these so-called “patent trolls” who misuse patents. Even the largest tech companies in the world have sued each other for violating their patents. For example, shortly before Facebook went public, Yahoo sued over patent violations in a move that was widely seen as a shakedown to get some pre-IPO stock.
  • Copyright law – currently the DMCA is prevailing law governing online copyright practices. One of the most important features of the DMCA is its “safe harbor” provision that protects service providers from liability from material posted by their users. Recently proposed legislation such as SOPA has threatened that protection, leading to concerns that sites such as Reddit would have criminal liability for content that their millions of users post.
  • Immigration law – while this may not seem like an obvious concern of tech firms, many software companies such as Microsoft rely on foreign workers who come to the USA via an H1B visa, which is provided for workers whose skills are in high demand. The number of H1B visas issued every year has been a topic of debate between the companies who hire these workers and politicians who wish to limit the number of immigrants coming to the country.